* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

/* Global mobile compatibility fixes */
html {
    -webkit-text-size-adjust: 100%;
    -webkit-tap-highlight-color: transparent;
    scroll-behavior: smooth;
}

body {
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    text-rendering: optimizeLegibility;
}

/* Better touch support for all interactive elements */
button, a, input, select, textarea {
    -webkit-tap-highlight-color: transparent;
    -webkit-touch-callout: none;
    -webkit-user-select: none;
    user-select: none;
}

/* Allow text selection for input fields */
input, textarea {
    -webkit-user-select: text;
    user-select: text;
}

:root {
    --primary-color: #030712;      /* deep navy */
    --primary-dark: #020617;       /* darker navy */
    --secondary-color: rgba(255, 255, 255, 0.9);
    --secondary-light: rgba(255, 255, 255, 0.7);
    --accent-1: #f4c14a;           /* gold accent */
    --accent-2: #d1d5db;
    --text-dark: #0f172a;          /* slate / dark */
    --text-light: #6b7280;
    --bg-light: #f3f4f6;
    --white: #ffffff;
    --border-color: #1f2937;
    --shadow: 0 10px 30px rgba(15, 23, 42, 0.45);
    --shadow-hover: 0 18px 45px rgba(15, 23, 42, 0.6);
}

@font-face {
    font-family: 'FontAwesome';
    src: url('https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.4/webfonts/fa-solid-900.woff2') format('woff2'),
         url('https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.4/webfonts/fa-solid-900.woff') format('woff');
    font-display: swap;
    font-weight: 900;
    font-style: normal;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Roboto', 'Oxygen', 'Ubuntu', 'Cantarell', sans-serif;
    line-height: 1.7;
    color: var(--text-dark);
    overflow-x: hidden;
    background: var(--white);
    /* Safe area support for notched devices */
    padding-left: env(safe-area-inset-left, 0px);
    padding-right: env(safe-area-inset-right, 0px);
}

.container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 30px;
}

@media (max-width: 768px) {
    .container {
        padding: 0 20px;
    }
    
    /* Fix container for safe area */
    .header .container {
        padding-left: max(20px, env(safe-area-inset-left, 0px));
        padding-right: max(20px, env(safe-area-inset-right, 0px));
    }
}

/* Header */
.header {
    background: radial-gradient(circle at top left, #111827 0%, var(--primary-color) 55%, var(--primary-dark) 100%);
    box-shadow: 0 18px 40px rgba(0, 0, 0, 0.55);
    position: sticky;
    top: 0;
    z-index: 1000;
    padding: 1.2rem 0;
    border-bottom: 1px solid rgba(148, 163, 184, 0.35);
    transition: all 0.3s ease;
}

.header:hover {
    box-shadow: 0 22px 55px rgba(0, 0, 0, 0.7);
}

/* Optimize font loading - FontAwesome already defined above */

/* Reduce animation blocking */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
}

.header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 2rem;
    flex-wrap: wrap;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    flex-shrink: 0;
}

.logo-img {
    height: 45px;
    width: auto;
    max-width: 180px;
    object-fit: contain;
    transition: transform 0.3s ease;
}

.logo:hover .logo-img {
    transform: scale(1.05);
}

.logo i {
    color: var(--accent-1);
    font-size: 2.2rem;
    transition: transform 0.3s ease;
    display: none; /* Hide icon when logo image is used */
}

.logo:hover i {
    transform: scale(1.1) rotate(5deg);
}

.logo h1 {
    color: #ffffff;
    font-size: 1.7rem;
    font-weight: 800;
    white-space: nowrap;
    letter-spacing: -0.03em;
    margin: 0;
}

.nav-menu {
    flex: 1;
    display: flex;
    justify-content: center;
}

.nav-menu ul {
    display: flex;
    list-style: none;
    gap: 0.5rem;
    margin: 0;
    padding: 0;
    flex-wrap: wrap;
    justify-content: center;
}

.nav-menu li {
    margin: 0;
}

.nav-menu a {
    text-decoration: none;
    color: #e5e7eb;
    font-weight: 500;
    transition: all 0.3s;
    padding: 0.6rem 1rem;
    position: relative;
    display: block;
    border-radius: 6px;
    font-size: 0.95rem;
}

.nav-menu a::after {
    content: '';
    position: absolute;
    bottom: 0.3rem;
    left: 50%;
    transform: translateX(-50%);
    width: 0;
    height: 2px;
    background: var(--accent-1);
    transition: width 0.3s;
}

.nav-menu a:hover {
    color: var(--accent-1);
    background: rgba(15, 23, 42, 0.8);
}

.nav-menu a:hover::after {
    width: 60%;
}

.nav-menu a.active {
    color: #ffffff;
    font-weight: 600;
    background: rgba(15, 23, 42, 0.9);
}

.nav-menu a.active::after {
    background: #ffffff;
}

.nav-menu a.active::after {
    width: 60%;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 1rem;
    flex-shrink: 0;
}

.btn-partner {
    padding: 0.75rem 1.5rem;
    background: transparent;
    color: var(--accent-1);
    text-decoration: none;
    border-radius: 8px;
    font-weight: 600;
    transition: all 0.3s;
    font-size: 0.95rem;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    white-space: nowrap;
    border: 1px solid rgba(249, 250, 251, 0.16);
    backdrop-filter: blur(10px);
}

.btn-partner:hover {
    background: rgba(15, 23, 42, 0.9);
    transform: translateY(-2px);
    box-shadow: 0 8px 22px rgba(15, 23, 42, 0.6);
}

.btn-signin {
    background: var(--accent-1);
    color: #111827;
    border: 1px solid rgba(250, 250, 249, 0.1);
    padding: 0.75rem 1.8rem;
    border-radius: 8px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.3s ease;
    font-size: 0.95rem;
    white-space: nowrap;
}

.btn-signin:hover {
    background: #facc15;
    transform: translateY(-2px);
    box-shadow: 0 8px 22px rgba(0, 0, 0, 0.55);
}

/* Mobile Menu Toggle */
.mobile-menu-toggle {
    display: none;
    background: var(--primary-color);
    color: var(--white);
    border: none;
    padding: 0.75rem 1rem;
    border-radius: 8px;
    cursor: pointer;
    font-size: 1.2rem;
    transition: all 0.3s;
}

/* Desktop Navigation */
.nav-menu {
    position: static;
    background: transparent;
    box-shadow: none;
    width: auto;
    height: auto;
    max-height: none;
    overflow: visible;
    padding: 0;
    z-index: auto;
}

.nav-menu ul {
    flex-direction: row;
    gap: 0.5rem;
    padding: 0;
}

.nav-menu li {
    width: auto;
}

.nav-menu a {
    padding: 0.5rem 1rem;
    border-radius: 6px;
    color: var(--secondary-color) !important;
    font-size: 0.95rem;
    transition: all 0.3s ease;
    border-left: none;
}

.nav-menu a:hover,
.nav-menu a.active {
    color: var(--white) !important;
    background: rgba(255, 255, 255, 0.1);
    border-left: none;
}

/* Hide mobile overlay on desktop */
.menu-overlay {
    display: none !important;
}

/* Hide mobile-specific elements on desktop */
.nav-menu .menu-header,
.nav-menu .close-menu {
    display: none !important;
}

.nav-menu::before {
    display: none;
}

.mobile-menu-toggle:hover {
    background: var(--primary-dark);
}

@media (max-width: 1024px) {
    .nav-menu ul {
        gap: 0.3rem;
    }
    
    .nav-menu a {
        padding: 0.5rem 0.8rem;
        font-size: 0.9rem;
    }
    
    .header-actions {
        gap: 0.5rem;
    }
    
    .btn-partner,
    .btn-signin {
        padding: 0.65rem 1.2rem;
        font-size: 0.9rem;
    }
}

@media (max-width: 768px) {
    /* Show mobile overlay on mobile devices */
    .menu-overlay {
        display: block !important;
    }
    
    /* Hide desktop navigation on mobile */
    .nav-menu {
        display: none !important;
    }
    
    .header {
        padding: 0.8rem 0 1rem;
        padding-top: max(0.8rem, env(safe-area-inset-top, 0px));
        padding-left: max(20px, env(safe-area-inset-left, 0px));
        padding-right: max(20px, env(safe-area-inset-right, 0px));
    }
    
    .header-content {
        flex-wrap: nowrap;
        gap: 0.5rem;
        justify-content: space-between;
        align-items: center;
    }
    
    .logo {
        min-width: 0;
        flex: 1;
        display: flex;
        align-items: center;
    }
    
    .logo h1 {
        font-size: 1.1rem;
        line-height: 1.2;
        white-space: nowrap;
        overflow: hidden;
        text-overflow: ellipsis;
    }
    
    .logo-img {
        height: 35px;
        max-width: 130px;
        flex-shrink: 0;
    }
    
    .mobile-menu-toggle {
        display: block;
        flex-shrink: 0;
        margin-left: auto;
        /* Better touch support */
        padding: 8px;
        min-height: 44px;
        min-width: 44px;
        -webkit-tap-highlight-color: transparent;
        cursor: pointer;
        border: none;
        background: transparent;
        color: var(--white);
        font-size: 1.2rem;
        border-radius: 4px;
        transition: all 0.3s ease;
    }
    
    .mobile-menu-toggle:hover {
        background: rgba(255, 255, 255, 0.1);
    }
    
    .mobile-menu-toggle:active {
        background: rgba(255, 255, 255, 0.2);
        transform: scale(0.95);
    }
    
        
    /* Show menu header and close button only when menu is active on mobile */
    .nav-menu.active .menu-header,
    .nav-menu.active .close-menu {
        display: flex !important;
    }
    
    /* Create separate overlay for full screen coverage */
    .menu-overlay {
        position: fixed;
        top: 0;
        left: 0;
        right: 0;
        bottom: 0;
        background: rgba(0, 0, 0, 0.6);
        z-index: 9999;
        opacity: 0;
        visibility: hidden;
        transition: opacity 0.3s ease, visibility 0.3s ease;
        backdrop-filter: blur(2px);
        -webkit-backdrop-filter: blur(2px);
        pointer-events: none;
    }
    
    .menu-overlay.active {
        pointer-events: auto;
        opacity: 1;
        visibility: visible;
    }
    
    /* Menu content container - improved compatibility */
    .nav-menu-content {
        position: absolute;
        top: 0;
        left: 0;
        width: 80%;
        max-width: 300px;
        height: 100vh;
        background: var(--white);
        box-shadow: 2px 0 30px rgba(0, 0, 0, 0.3);
        overflow-y: auto;
        -webkit-overflow-scrolling: touch;
        transform: translateX(-100%);
        transition: transform 0.3s ease;
        /* Safe area support */
        padding-top: env(safe-area-inset-top, 0px);
        padding-left: env(safe-area-inset-left, 0px);
        padding-right: env(safe-area-inset-right, 0px);
        /* Better touch support */
        -webkit-tap-highlight-color: transparent;
        /* Prevent zoom on iOS */
        -webkit-user-select: none;
        user-select: none;
    }
    
    .menu-overlay.active .nav-menu-content {
        transform: translateX(0);
    }
    
    /* Prevent body scroll when menu is open - improved compatibility */
    body.menu-open {
        overflow: hidden;
        position: fixed;
        width: 100%;
        height: 100vh;
        top: 0;
        left: 0;
    }
    
    /* Ensure WhatsApp button stays above menu */
    .whatsapp-float {
        z-index: 10001 !important;
    }
    
    /* Override mobile navigation list and link styles */
    .nav-menu-content ul {
        flex-direction: column !important;
        gap: 0 !important;
        padding: 0.5rem 0 !important;
        margin: 0 !important;
    }
    
    .nav-menu-content li {
        width: 100% !important;
        margin: 0 !important;
    }
    
    .nav-menu-content a {
        display: block;
        padding: 1rem 1.5rem !important;
        color: var(--text-dark) !important;
        text-decoration: none !important;
        border-bottom: 1px solid var(--border-color);
        font-weight: 500;
        transition: all 0.3s ease;
        border-left: 4px solid transparent;
        font-size: 1rem;
        /* Better touch targets */
        min-height: 48px;
        line-height: 1.4;
        /* Improved touch support */
        -webkit-tap-highlight-color: transparent;
        position: relative;
        overflow: hidden;
    }
    
    .nav-menu-content a:hover,
    .nav-menu-content a.active {
        color: var(--primary-color) !important;
        background: var(--bg-light) !important;
        border-left-color: var(--primary-color) !important;
    }
    
    .nav-menu-content a.active {
        background: rgba(var(--primary-color-rgb, 26, 115, 232), 0.1) !important;
    }
    
    /* Add close button to mobile menu - improved touch support */
    .nav-menu-content .close-menu {
        display: flex;
        align-items: center;
        justify-content: center;
        background: rgba(255, 255, 255, 0.2);
        color: var(--white);
        border: none;
        width: 36px;
        height: 36px;
        min-width: 36px;
        min-height: 36px;
        border-radius: 50%;
        font-size: 1.1rem;
        cursor: pointer;
        z-index: 10;
        transition: all 0.3s ease;
        flex-shrink: 0;
        -webkit-tap-highlight-color: transparent;
        /* Better touch support */
        padding: 0;
        margin: 0;
    }
    
    .nav-menu-content .close-menu:hover {
        background: rgba(255, 255, 255, 0.3);
        transform: rotate(90deg);
    }
    
    /* Add header section to mobile menu */
    .nav-menu-content .menu-header {
        display: flex;
        align-items: center;
        justify-content: space-between;
        padding: 0.8rem 1rem;
        background: var(--primary-color);
        color: var(--white);
        position: sticky;
        top: 0;
        z-index: 5;
        min-height: 60px;
    }
    
    .nav-menu-content .menu-header .logo {
        display: flex;
        align-items: center;
        gap: 0.4rem;
        flex: 1;
        min-width: 0;
    }
    
    .nav-menu-content .menu-header .logo-img {
        height: 25px;
        max-width: 80px;
        flex-shrink: 0;
    }
    
    .nav-menu-content .menu-header .logo h1 {
        font-size: 0.9rem;
        color: var(--white);
        margin: 0;
        white-space: nowrap;
        overflow: hidden;
        text-overflow: ellipsis;
        line-height: 1.2;
    }
    
        
    .nav-menu a::after {
        display: none;
    }
    
    .header-actions {
        gap: 0.5rem;
        flex-shrink: 0;
    }
    
    .btn-partner {
        display: none;
    }
    
    .btn-signin {
        padding: 0.6rem 1rem;
        font-size: 0.85rem;
    }
    
    /* Ensure no duplicate elements in mobile menu */
    .nav-menu-content .menu-header .btn-signin {
        display: none !important;
    }
}

/* Hero Section */
.hero {
    background: radial-gradient(circle at top left, #1f2937 0%, #020617 55%, #000000 100%);
    color: var(--white);
    padding: 6rem 0 4rem;
    text-align: left;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg width="100" height="100" xmlns="http://www.w3.org/2000/svg"><defs><pattern id="grid" width="40" height="40" patternUnits="userSpaceOnUse"><path d="M 40 0 L 0 0 0 40" fill="none" stroke="rgba(255,255,255,0.05)" stroke-width="1"/></pattern></defs><rect width="100" height="100" fill="url(%23grid)"/></svg>');
    opacity: 0.3;
}

.hero-content {
    position: relative;
    z-index: 1;
}

.hero-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr);
    gap: 3rem;
    align-items: center;
}

.hero-left {
    max-width: 620px;
}

.hero-right {
    display: flex;
    justify-content: flex-end;
}

.hero-image-wrapper {
    width: 100%;
    max-width: 420px;
    aspect-ratio: 4 / 5;
    border-radius: 32px;
    overflow: hidden;
    position: relative;
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.8);
    border: 1px solid rgba(249, 250, 251, 0.12);
    background: radial-gradient(circle at top, #111827 0%, #020617 70%);
}

.hero-image-wrapper img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    opacity: 0.92;
}

.hero-badge {
    display: flex;
    justify-content: flex-start;
    gap: 1rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
}

.hero-badge span {
    background: var(--secondary-color);
    backdrop-filter: blur(10px);
    padding: 0.5rem 1.2rem;
    border-radius: 25px;
    font-size: 0.9rem;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    border: 1px solid var(--secondary-light);
    color: var(--primary-color);
}

.hero-badge span i {
    font-size: 0.9rem;
}

.hero-content h1 {
    font-size: 3.2rem;
    margin-bottom: 1.5rem;
    font-weight: 700;
    letter-spacing: -1px;
    line-height: 1.2;
}

.hero-content p {
    font-size: 1.3rem;
    margin-bottom: 2rem;
    opacity: 0.95;
    max-width: 700px;
    margin-left: 0;
    margin-right: 0;
    line-height: 1.8;
}

.hero-buttons {
    display: flex;
    gap: 1rem;
    justify-content: flex-start;
}

.btn-primary, .btn-secondary {
    padding: 1rem 2.2rem;
    border-radius: 999px;
    font-size: 0.98rem;
    font-weight: 600;
    cursor: pointer;
    transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease, color 0.25s ease, border-color 0.25s ease;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.btn-primary {
    background: var(--accent-1);
    color: #111827;
    border: 1px solid rgba(250, 250, 249, 0.9);
    box-shadow: 0 14px 35px rgba(0, 0, 0, 0.5);
}

.btn-primary:hover {
    background: #facc15;
    transform: translateY(-2px);
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.7);
}

.btn-secondary {
    background: transparent;
    color: #e5e7eb;
    border: 1px solid rgba(148, 163, 184, 0.65);
    text-decoration: none;
}

.btn-secondary:hover {
    background: rgba(15, 23, 42, 0.9);
    color: var(--accent-1);
    transform: translateY(-2px);
    box-shadow: 0 18px 40px rgba(15, 23, 42, 0.9);
}

.btn-primary i, .btn-secondary i {
    margin-right: 0.5rem;
}

.btn-primary:hover, .btn-secondary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-hover);
}

/* Section Titles */
.section-title {
    text-align: center;
    font-size: 2.8rem;
    margin-bottom: 3rem;
    color: var(--text-dark);
    font-weight: 700;
    letter-spacing: -0.5px;
}

/* Features Section */
.features {
    padding: 5rem 0;
    background: var(--white);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2.5rem;
}

.feature-card {
    background: var(--white);
    padding: 3rem 2rem;
    border-radius: 12px;
    text-align: center;
    border: 2px solid var(--border-color);
    transition: all 0.3s ease;
}

.feature-card:hover {
    border-color: var(--primary-color);
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.feature-icon {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    font-size: 2.5rem;
}

.feature-icon.secure {
    background: rgba(76, 175, 80, 0.1);
    color: var(--accent-1);
}

.feature-icon.simple {
    background: rgba(26, 35, 126, 0.1);
    color: var(--primary-color);
}

.feature-icon.smart {
    background: rgba(76, 175, 80, 0.1);
    color: var(--accent-1);
}

.feature-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--text-dark);
    font-weight: 600;
}

.feature-card p {
    color: var(--text-light);
    line-height: 1.8;
}

/* Loan Types Section */
.loan-types {
    padding: 5rem 0;
    background: var(--bg-light);
}

.loan-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.loan-card {
    background: var(--white);
    padding: 0 0 2rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: transform 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease;
    overflow: hidden;
    box-shadow: 0 16px 40px rgba(15, 23, 42, 0.45);
    position: relative;
    will-change: transform;
}

.loan-card:hover {
    transform: translateY(-5px);
    border-color: rgba(244, 193, 74, 0.8);
    box-shadow: 0 22px 55px rgba(15, 23, 42, 0.7);
}

.loan-card-image {
    height: 150px;
    background-size: cover;
    background-position: center;
}

.loan-card-body {
    padding: 2rem 2rem 0;
}

.loan-grid .loan-card:nth-child(1) .loan-card-image {
    background-image: linear-gradient(135deg, rgba(15,23,42,0.4), rgba(15,23,42,0.8)), url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=800&q=60');
}
.loan-grid .loan-card:nth-child(2) .loan-card-image {
    background-image: linear-gradient(135deg, rgba(15,23,42,0.4), rgba(15,23,42,0.8)), url('https://images.unsplash.com/photo-1523287562758-66c7fc58967a?auto=format&fit=crop&w=800&q=60');
}
.loan-grid .loan-card:nth-child(3) .loan-card-image {
    background-image: linear-gradient(135deg, rgba(15,23,42,0.4), rgba(15,23,42,0.8)), url('https://images.unsplash.com/photo-1553729459-efe14ef6055d?auto=format&fit=crop&w=800&q=60');
}
.loan-grid .loan-card:nth-child(4) .loan-card-image {
    background-image: linear-gradient(135deg, rgba(15,23,42,0.4), rgba(15,23,42,0.8)), url('https://images.unsplash.com/photo-1504274066651-8d31a536b11a?auto=format&fit=crop&w=800&q=60');
}
.loan-grid .loan-card:nth-child(5) .loan-card-image {
    background-image: linear-gradient(135deg, rgba(15,23,42,0.4), rgba(15,23,42,0.8)), url('https://images.unsplash.com/photo-1523287562758-66c7fc58967a?auto=format&fit=crop&w=800&q=60');
}

.loan-icon {
    font-size: 3rem;
    color: var(--accent-1);
    margin-bottom: 1rem;
}

.loan-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--text-dark);
}

.loan-card p {
    color: var(--text-light);
    margin-bottom: 1.5rem;
}

.btn-card {
    background: var(--accent-1);
    color: #111827;
    border: 1px solid rgba(250, 250, 249, 0.9);
    padding: 0.9rem 2.2rem;
    border-radius: 999px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.3s ease;
    font-size: 0.95rem;
}

.btn-card:hover {
    background: #facc15;
    transform: translateY(-2px);
    box-shadow: 0 16px 35px rgba(15, 23, 42, 0.7);
}

/* Quick Loan Icons */
.quick-loan-icons {
    padding: 3.5rem 0;
    background: radial-gradient(circle at top, #020617 0%, #020617 40%, #030712 100%);
}

.quick-icons-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 1.75rem;
}

.quick-icon-card {
    background: rgba(15, 23, 42, 0.9);
    border-radius: 18px;
    padding: 2rem 1.8rem 1.8rem;
    border: 1px solid rgba(148, 163, 184, 0.4);
    text-align: center;
    box-shadow: 0 18px 40px rgba(0, 0, 0, 0.7);
}

.quick-icon-circle {
    width: 70px;
    height: 70px;
    border-radius: 50%;
    margin: 0 auto 1rem;
    background: radial-gradient(circle at 30% 0%, #facc15 0%, #f59e0b 40%, #b45309 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #020617;
    font-size: 1.7rem;
}

.quick-icon-card h3 {
    color: #e5e7eb;
    margin-bottom: 0.3rem;
}

.quick-icon-card p {
    color: #9ca3af;
    font-size: 0.95rem;
}

.quick-icon-card a.quick-icon-link {
    text-decoration: none;
    color: inherit;
    display: block;
}
.quick-icon-card-whatsapp .quick-icon-cta {
    display: inline-block;
    margin-top: 0.5rem;
    color: #25D366;
    font-size: 0.9rem;
}
.quick-icon-card-whatsapp:hover .quick-icon-cta { text-decoration: underline; }

/* Insurance Section */
.insurance {
    padding: 5rem 0;
    background: var(--white);
}

.insurance-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.insurance-card {
    background: var(--white);
    padding: 2.5rem 2rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
}

.insurance-card:hover {
    transform: translateY(-5px);
    border-color: var(--primary-color);
    box-shadow: var(--shadow-hover);
}

.insurance-card i {
    font-size: 2.5rem;
    color: var(--accent-1);
    margin-bottom: 1rem;
}

.insurance-card h3 {
    margin-bottom: 0.5rem;
    color: var(--text-dark);
}

.insurance-card p {
    color: var(--text-light);
}

/* Bills & Payments Section */
.bills-payments {
    padding: 5rem 0;
    background: var(--bg-light);
}

.bills-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 1.5rem;
}

.bill-card {
    background: var(--white);
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
    cursor: pointer;
}

.bill-card:hover {
    transform: translateY(-5px);
    border-color: var(--primary-color);
    box-shadow: var(--shadow-hover);
}

.bill-card i {
    font-size: 2.5rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
}

.bill-card h3 {
    font-size: 1rem;
    color: var(--text-dark);
}

/* Stats Section */
.stats {
    padding: 5rem 0;
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-color) 100%);
    color: var(--white);
    position: relative;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    text-align: center;
}

.stat-number {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

.stat-item p {
    font-size: 1.1rem;
    opacity: 0.9;
}

/* App Section */
.app-section {
    padding: 5rem 0;
    background: var(--white);
}

.app-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.app-text h2 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: var(--text-dark);
}

.app-text p {
    color: var(--text-light);
    margin-bottom: 2rem;
    font-size: 1.1rem;
    line-height: 1.8;
}

.app-features {
    display: flex;
    gap: 1.5rem;
    margin-top: 1.5rem;
    flex-wrap: wrap;
}

.app-feature {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--text-dark);
    font-weight: 500;
    font-size: 0.95rem;
}

.app-feature i {
    color: var(--accent-1);
    font-size: 1.1rem;
}

.app-buttons {
    display: flex;
    gap: 1rem;
}

.app-btn {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 1rem 1.5rem;
    background: var(--text-dark);
    color: var(--white);
    text-decoration: none;
    border-radius: 8px;
    transition: transform 0.3s;
}

.app-btn:hover {
    transform: translateY(-3px);
}

.app-btn i {
    font-size: 2rem;
}

.app-image {
    text-align: center;
}

.phone-mockup {
    font-size: 15rem;
    color: var(--primary-color);
    opacity: 0.3;
}

/* Testimonials Section */
.testimonials {
    padding: 5rem 0;
    background: var(--bg-light);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.testimonial-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
}

.testimonial-card:hover {
    border-color: var(--primary-color);
    box-shadow: var(--shadow-hover);
}

.stars {
    color: #ffc107;
    margin-bottom: 1rem;
}

.testimonial-card p {
    color: var(--text-light);
    font-style: italic;
    margin-bottom: 1rem;
}

.testimonial-card h4 {
    color: var(--text-dark);
    font-weight: 600;
}

/* About Us Section */
.about {
    padding: 5rem 0;
    background: var(--white);
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.about-text p {
    color: var(--text-light);
    margin-bottom: 1.5rem;
    font-size: 1.1rem;
    line-height: 1.8;
}

.about-features {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
    margin-top: 2rem;
}

.about-feature {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--text-dark);
}

.about-feature i {
    color: var(--primary-color);
    font-size: 1.2rem;
}

.about-image {
    text-align: center;
}

.about-icon {
    font-size: 15rem;
    color: var(--primary-color);
    opacity: 0.15;
}

.about-feature i {
    color: var(--accent-1);
    font-size: 1.2rem;
    margin-right: 0.5rem;
}

/* EMI Calculator Section */
.emi-calculator {
    padding: 5rem 0;
    background: var(--bg-light);
}

.calculator-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    margin-top: 2rem;
}

.calculator-form {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    box-shadow: var(--shadow);
}

.calculator-form h3 {
    color: var(--text-dark);
    margin-bottom: 2rem;
    font-size: 1.5rem;
    text-align: center;
}

.calculator-form .form-group {
    margin-bottom: 2rem;
}

.calculator-form label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--text-dark);
    font-weight: 600;
    margin-bottom: 0.5rem;
    font-size: 0.95rem;
}

.calculator-form label i {
    color: var(--primary-color);
}

.calculator-form input[type="number"] {
    width: 100%;
    padding: 1rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-size: 1.1rem;
    font-weight: 600;
    transition: all 0.3s ease;
}

.calculator-form input[type="number"]:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(26, 35, 126, 0.1);
}

.input-range {
    margin-top: 0.5rem;
}

.input-range input[type="range"] {
    width: 100%;
    height: 6px;
    border-radius: 3px;
    background: var(--accent-2);
    outline: none;
    -webkit-appearance: none;
    appearance: none;
}

.input-range input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--primary-color);
    cursor: pointer;
    transition: all 0.3s;
    border: none;
}

.input-range input[type="range"] {
    -webkit-appearance: none;
    appearance: none;
}

.input-range input[type="range"]::-webkit-slider-thumb:hover {
    background: var(--primary-dark);
    transform: scale(1.1);
}

.input-range input[type="range"]::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--primary-color);
    cursor: pointer;
    border: none;
    transition: all 0.3s;
}

.range-labels {
    display: flex;
    justify-content: space-between;
    margin-top: 0.3rem;
    font-size: 0.85rem;
    color: var(--text-light);
}

.btn-calculate, .btn-reset {
    width: 100%;
    padding: 1rem;
    border: none;
    border-radius: 8px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    margin-bottom: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

.btn-calculate {
    background: var(--primary-color);
    color: var(--white);
}

.btn-calculate:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(26, 35, 126, 0.3);
}

.btn-reset {
    background: var(--accent-2);
    color: var(--text-dark);
}

.btn-reset:hover {
    background: var(--border-color);
    transform: translateY(-2px);
}

.calculator-result {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    box-shadow: var(--shadow);
}

.calculator-result h3 {
    color: var(--text-dark);
    margin-bottom: 2rem;
    font-size: 1.5rem;
    text-align: center;
}

.result-card {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.result-item {
    background: var(--bg-light);
    padding: 1.5rem;
    border-radius: 10px;
    border: 1px solid var(--border-color);
}

.result-label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--text-light);
    font-size: 0.9rem;
    margin-bottom: 0.5rem;
}

.result-label i {
    color: var(--primary-color);
}

.result-value {
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--primary-color);
}

.emi-chart {
    margin-top: 2rem;
    height: 300px;
}

.emi-chart canvas {
    width: 100% !important;
    height: 100% !important;
}

@media (max-width: 768px) {
    .calculator-wrapper {
        grid-template-columns: 1fr;
    }
    
    .result-card {
        grid-template-columns: 1fr;
    }
}

/* Page Header */
.page-header {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-color) 100%);
    color: var(--white);
    padding: 4rem 0;
    text-align: center;
}

.page-header h1 {
    font-size: 3rem;
    margin-bottom: 1rem;
    font-weight: 700;
}

.page-header p {
    font-size: 1.2rem;
    opacity: 0.9;
}

/* Quick Links Section */
.quick-links {
    padding: 5rem 0;
    background: var(--white);
}

.quick-links-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.quick-link-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
    text-decoration: none;
    color: var(--text-dark);
    display: block;
}

.quick-link-card:hover {
    transform: translateY(-5px);
    border-color: var(--primary-color);
    box-shadow: var(--shadow-hover);
}

.quick-link-card i {
    font-size: 3rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
}

.quick-link-card h3 {
    font-size: 1.5rem;
    margin-bottom: 0.5rem;
    color: var(--text-dark);
}

.quick-link-card p {
    color: var(--text-light);
}

/* Loan Features */
.loan-features {
    list-style: none;
    text-align: left;
    margin: 1.5rem 0;
    padding: 0;
}

.loan-features li {
    padding: 0.5rem 0;
    color: var(--text-light);
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.loan-features li i {
    color: var(--accent-1);
    font-size: 0.9rem;
}

/* Insurance Features */
.insurance-features {
    list-style: none;
    text-align: left;
    margin: 1.5rem 0;
    padding: 0;
}

.insurance-features li {
    padding: 0.5rem 0;
    color: var(--text-light);
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.insurance-features li i {
    color: var(--accent-1);
    font-size: 0.9rem;
}

/* Loan Payment Help */
.loan-payment-help { padding: 2rem 0; }
.loan-payment-help-card {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    flex-wrap: wrap;
    background: linear-gradient(135deg, var(--primary-color) 0%, #1e3a5f 100%);
    color: var(--white);
    padding: 1.5rem 2rem;
    border-radius: 12px;
    box-shadow: var(--shadow);
}
.loan-payment-help-icon { font-size: 2.5rem; opacity: 0.9; }
.loan-payment-help-text { flex: 1; min-width: 200px; }
.loan-payment-help-text h3 { margin: 0 0 0.25rem 0; font-size: 1.25rem; }
.loan-payment-help-text p { margin: 0; opacity: 0.95; font-size: 0.95rem; }
.loan-payment-help-card .btn-primary { background: #25D366; color: #fff; border: none; white-space: nowrap; }
.loan-payment-help-card .btn-primary:hover { background: #1da851; }

/* Loan Benefits Section */
.loan-benefits {
    padding: 5rem 0;
    background: var(--bg-light);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.benefit-item {
    background: var(--white);
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
}

.benefit-item:hover {
    transform: translateY(-5px);
    border-color: var(--primary-color);
    box-shadow: var(--shadow-hover);
}

.benefit-item i {
    font-size: 3rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
}

.benefit-item h3 {
    font-size: 1.3rem;
    margin-bottom: 0.5rem;
    color: var(--text-dark);
}

.benefit-item p {
    color: var(--text-light);
}

/* Active Navigation Link */
.nav-menu a.active {
    color: var(--primary-color);
    font-weight: 600;
}

.nav-menu a.active::after {
    width: 100%;
}

/* Logo Link */
.logo a {
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: inherit;
}

.logo a h1 {
    color: var(--primary-color);
}

/* Contact Section */
.contact {
    padding: 5rem 0;
    background: var(--bg-light);
}

.contact-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.contact-item {
    display: flex;
    gap: 1.5rem;
    align-items: flex-start;
}

.contact-item i {
    font-size: 2rem;
    color: var(--primary-color);
    margin-top: 0.5rem;
}

.contact-item h3 {
    color: var(--text-dark);
    margin-bottom: 0.5rem;
    font-size: 1.2rem;
}

.contact-item p {
    color: var(--text-light);
    line-height: 1.8;
}

.contact-form {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    border: 1px solid var(--border-color);
}

.contact-form h3 {
    color: var(--text-dark);
    margin-bottom: 1.5rem;
    font-size: 1.5rem;
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 1rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-size: 1rem;
    font-family: inherit;
    transition: all 0.3s ease;
    background: var(--white);
    box-sizing: border-box;
}

/* Alignment Fixes */
.form-group {
    display: flex;
    flex-direction: column;
    align-items: stretch;
}

.form-group label {
    text-align: left;
    margin-bottom: 0.5rem;
    display: block;
}

.form-row {
    display: grid;
    gap: 1.5rem;
    align-items: start;
}

/* Center alignment for sections */
.section-title {
    text-align: center;
    margin-left: auto;
    margin-right: auto;
}

.page-header {
    text-align: center;
}

.page-header h1,
.page-header p {
    text-align: center;
    margin-left: auto;
    margin-right: auto;
}

/* Card alignment fixes */
.loan-card,
.feature-card,
.testimonial-card,
.trust-card,
.benefit-item {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
}

/* Grid alignment */
.loan-grid,
.features-grid,
.testimonials-grid,
.trust-grid,
.benefits-grid {
    display: grid;
    align-items: stretch;
    justify-items: center;
}

/* Form wrapper alignment */
.apply-form-wrapper,
.registration-wrapper,
.application-wrapper {
    max-width: 100%;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    align-items: stretch;
}

.apply-form,
.partner-form,
.loan-application-form {
    width: 100%;
    margin: 0 auto;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(26, 35, 126, 0.1);
}

.form-group textarea {
    resize: vertical;
}

/* FAQs Section */
.faqs {
    padding: 5rem 0;
    background: var(--white);
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: var(--white);
    margin-bottom: 1rem;
    border-radius: 10px;
    border: 1px solid var(--border-color);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    border-color: var(--primary-color);
}

.faq-question {
    padding: 1.5rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    transition: background 0.3s;
}

.faq-question:hover {
    background: var(--bg-light);
}

.faq-question h3 {
    font-size: 1.1rem;
    color: var(--text-dark);
}

.faq-question i {
    color: var(--primary-color);
    transition: transform 0.3s;
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 500px;
}

.faq-answer p {
    padding: 0 1.5rem 1.5rem;
    color: var(--text-light);
}

/* Footer */
.footer {
    background: var(--text-dark);
    color: var(--white);
    padding: 3rem 0 1rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3 {
    margin-bottom: 1rem;
    color: var(--primary-color);
}

.footer-section h4 {
    margin-bottom: 1rem;
}

.footer-section p {
    color: #ccc;
    margin-bottom: 1rem;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 0.5rem;
    color: #ccc;
}

.footer-section ul li a {
    color: #ccc;
    text-decoration: none;
    transition: color 0.3s;
}

.footer-section ul li a:hover {
    color: var(--white);
}

.footer-section ul li i {
    margin-right: 0.5rem;
    color: var(--primary-color);
}

.social-links {
    display: flex;
    gap: 1rem;
    margin-top: 1rem;
}

.social-links a {
    width: 40px;
    height: 40px;
    background: var(--primary-color);
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    text-decoration: none;
    transition: transform 0.3s;
}

.social-links a:hover {
    transform: translateY(-3px);
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid #444;
    color: #ccc;
}

/* Responsive Design */
@media (max-width: 768px) {
    .header-content {
        flex-direction: column;
        gap: 1rem;
    }

    .nav-menu ul {
        flex-direction: column;
        gap: 1rem;
        text-align: center;
    }

    .hero-content h1 {
        font-size: 2rem;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .app-content {
        grid-template-columns: 1fr;
    }

    .app-buttons {
        flex-direction: column;
    }

    .section-title {
        font-size: 2rem;
    }

    .loan-grid {
        grid-template-columns: 1fr;
    }

    .about-content {
        grid-template-columns: 1fr;
    }

    .contact-content {
        grid-template-columns: 1fr;
    }

    .about-features {
        grid-template-columns: 1fr;
    }
}

/* Modal Styles */
.modal {
    display: flex;
    position: fixed;
    z-index: 10000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(26, 35, 126, 0.7);
    backdrop-filter: blur(5px);
    align-items: center;
    justify-content: center;
    animation: fadeIn 0.3s;
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

.modal-content {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    max-width: 500px;
    width: 90%;
    max-height: 90vh;
    overflow-y: auto;
    position: relative;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.2);
    animation: slideUp 0.3s;
}

@keyframes slideUp {
    from {
        transform: translateY(50px);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

.modal-close {
    position: absolute;
    right: 1rem;
    top: 1rem;
    font-size: 2rem;
    font-weight: bold;
    color: var(--text-light);
    cursor: pointer;
    transition: color 0.3s;
    line-height: 1;
}

.modal-close:hover {
    color: var(--primary-color);
}

.modal-content h2 {
    color: var(--text-dark);
    margin-bottom: 1.5rem;
    text-align: center;
}

/* Notification Styles */
.notification {
    position: fixed;
    top: 20px;
    right: 20px;
    background: var(--white);
    padding: 1rem 1.5rem;
    border-radius: 8px;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.2);
    display: flex;
    align-items: center;
    gap: 0.75rem;
    z-index: 10001;
    min-width: 300px;
    transform: translateX(400px);
    transition: transform 0.3s ease;
    border-left: 4px solid;
}

.notification.show {
    transform: translateX(0);
}

.notification-success {
    border-left-color: var(--accent-1);
}

.notification-success i {
    color: var(--accent-1);
}

.notification-error {
    border-left-color: #f44336;
}

.notification-error i {
    color: #f44336;
}

.notification-info {
    border-left-color: var(--primary-color);
}

.notification-info i {
    color: var(--primary-color);
}

.notification span {
    color: var(--text-dark);
    font-weight: 500;
}

/* New Components Styles */

/* Hero Offers */
.hero-offers {
    display: flex;
    justify-content: center;
    gap: 1.5rem;
    margin: 2rem 0;
    flex-wrap: wrap;
}

.offer-badge {
    background: rgba(255, 255, 255, 0.2);
    padding: 0.8rem 1.5rem;
    border-radius: 8px;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.95rem;
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.offer-badge i {
    font-size: 1.2rem;
}

.offer-badge strong {
    font-size: 1.1rem;
    font-weight: 700;
}

/* Quick Apply Form */
.quick-apply {
    padding: 5rem 0;
    background: var(--bg-light);
}

.apply-form-wrapper {
    max-width: 800px;
    margin: 0 auto;
}

.apply-form {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.form-group label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: var(--text-dark);
}

.form-group label i {
    color: var(--primary-color);
}

.checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    font-weight: normal;
    cursor: pointer;
    text-align: left;
    justify-content: flex-start;
    width: 100%;
}

.checkbox-label input[type="checkbox"] {
    margin-top: 0.25rem;
    width: 20px;
    height: 20px;
    min-width: 20px;
    flex-shrink: 0;
    cursor: pointer;
}

.checkbox-label span {
    flex: 1;
    line-height: 1.5;
    text-align: left;
}

.btn-submit {
    width: 100%;
    padding: 1.2rem;
    background: var(--primary-color);
    color: var(--white);
    border: none;
    border-radius: 8px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

.btn-submit:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(26, 35, 126, 0.3);
}

/* CIBIL CTA Section */
.cibil-cta {
    padding: 5rem 0;
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-color) 100%);
    color: var(--white);
}

.cibil-cta-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.cibil-text h2 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.cibil-benefits {
    list-style: none;
    margin: 1.5rem 0;
}

.cibil-benefits li {
    padding: 0.5rem 0;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.cibil-benefits li i {
    color: var(--accent-1);
}

.btn-cibil {
    display: inline-block;
    padding: 1rem 2rem;
    background: var(--accent-1);
    color: var(--white);
    text-decoration: none;
    border-radius: 8px;
    font-weight: 600;
    margin-top: 1rem;
    transition: all 0.3s;
}

.btn-cibil:hover {
    background: #45a049;
    transform: translateY(-2px);
}

/* Loan Categories */
.loan-categories {
    padding: 5rem 0;
    background: var(--white);
}

.loan-rate, .loan-amount {
    color: var(--accent-1);
    font-weight: 600;
    margin: 0.5rem 0;
    font-size: 0.95rem;
}

/* How It Works */
.how-it-works {
    padding: 5rem 0;
    background: var(--bg-light);
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.step-item {
    background: var(--white);
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    position: relative;
    border: 1px solid var(--border-color);
    transition: all 0.3s;
}

.step-item:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.step-number {
    position: absolute;
    top: -20px;
    left: 50%;
    transform: translateX(-50%);
    width: 40px;
    height: 40px;
    background: var(--primary-color);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.2rem;
}

.step-item i {
    font-size: 3rem;
    color: var(--primary-color);
    margin: 1rem 0;
}

/* Partner Lenders */
.partner-lenders {
    padding: 5rem 0;
    background: var(--white);
}

.section-subtitle {
    text-align: center;
    color: var(--text-light);
    margin-bottom: 2rem;
}

.lenders-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 2rem;
    margin-top: 2rem;
}

.lender-logo {
    background: var(--bg-light);
    padding: 2rem;
    border-radius: 8px;
    text-align: center;
    font-weight: 600;
    color: var(--text-dark);
    border: 1px solid var(--border-color);
    transition: all 0.3s;
}

.lender-logo:hover {
    border-color: var(--primary-color);
    transform: translateY(-3px);
}

/* Become Partner CTA */
.become-partner-cta {
    padding: 5rem 0;
    background: var(--bg-light);
}

.partner-cta-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.partner-benefits {
    list-style: none;
    margin: 1.5rem 0;
}

.partner-benefits li {
    padding: 0.5rem 0;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.partner-benefits li i {
    color: var(--accent-1);
}

.btn-partner-cta {
    display: inline-block;
    padding: 1rem 2rem;
    background: var(--primary-color);
    color: var(--white);
    text-decoration: none;
    border-radius: 8px;
    font-weight: 600;
    margin-top: 1rem;
    transition: all 0.3s;
}

.btn-partner-cta:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
}

/* CIBIL Check Section */
.cibil-check-section {
    padding: 5rem 0;
    background: var(--bg-light);
}

.cibil-wrapper {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 3rem;
}

.cibil-form-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow);
}

.cibil-form-header {
    text-align: center;
    margin-bottom: 2rem;
}

.cibil-form-header h2 {
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.cibil-form-header p {
    color: var(--text-light);
    font-size: 0.9rem;
}

.cibil-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.btn-cibil-check {
    width: 100%;
    padding: 1.2rem;
    background: var(--primary-color);
    color: var(--white);
    border: none;
    border-radius: 8px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

.btn-cibil-check:hover {
    background: var(--primary-dark);
}

.cibil-info-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow);
}

.cibil-benefits-list {
    list-style: none;
    margin: 1.5rem 0;
}

.cibil-benefits-list li {
    padding: 0.5rem 0;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.cibil-benefits-list li i {
    color: var(--accent-1);
}

.cibil-score-ranges {
    margin-top: 2rem;
}

.cibil-score-ranges h4 {
    margin-bottom: 1rem;
    color: var(--text-dark);
}

.score-range-item {
    display: flex;
    justify-content: space-between;
    padding: 0.8rem;
    margin-bottom: 0.5rem;
    border-radius: 6px;
    font-weight: 600;
}

.score-range-item.excellent {
    background: rgba(76, 175, 80, 0.1);
    color: var(--accent-1);
}

.score-range-item.good {
    background: rgba(33, 150, 243, 0.1);
    color: #2196f3;
}

.score-range-item.average {
    background: rgba(255, 193, 7, 0.1);
    color: #ffc107;
}

.score-range-item.poor {
    background: rgba(244, 67, 54, 0.1);
    color: #f44336;
}

/* OTP Modal */
.otp-modal {
    max-width: 400px;
}

.otp-input-group {
    display: flex;
    gap: 0.5rem;
    justify-content: center;
    margin: 1.5rem 0;
}

.otp-input-group input {
    width: 50px;
    height: 50px;
    text-align: center;
    font-size: 1.5rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-weight: 600;
}

.otp-input-group input:focus {
    border-color: var(--primary-color);
    outline: none;
}

.otp-resend {
    text-align: center;
    margin: 1rem 0;
    color: var(--text-light);
}

.btn-verify-otp {
    width: 100%;
    padding: 1rem;
    background: var(--primary-color);
    color: var(--white);
    border: none;
    border-radius: 8px;
    font-weight: 600;
    cursor: pointer;
}

/* Auth Modal - Login / Sign Up */
.auth-modal .modal-content { max-width: 420px; }
.auth-modal h2 { margin-bottom: 1rem; }
.auth-tabs { display: flex; gap: 0; margin-bottom: 1.5rem; border-bottom: 1px solid var(--border-color); }
.auth-tab { flex: 1; padding: 0.75rem; border: none; background: transparent; cursor: pointer; font-weight: 600; color: var(--text-light); }
.auth-tab.active { color: var(--primary-color); border-bottom: 2px solid var(--primary-color); margin-bottom: -1px; }
.auth-panel .form-group { margin-bottom: 1rem; }
.btn-get-otp { width: 100%; padding: 0.75rem 1rem; background: var(--primary-color); color: var(--white); border: none; border-radius: 8px; font-weight: 600; cursor: pointer; margin-top: 0.25rem; }
.btn-get-otp:hover { opacity: 0.95; }
.auth-hint { font-size: 0.85rem; color: var(--text-light); margin-top: 0.75rem; text-align: center; }

/* Score Result Modal */
.score-result-modal {
    max-width: 600px;
    animation: modalFadeIn 0.3s ease-out;
}

@keyframes modalFadeIn {
    from {
        opacity: 0;
        transform: scale(0.9) translateY(-20px);
    }
    to {
        opacity: 1;
        transform: scale(1) translateY(0);
    }
}

@keyframes slideInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.recommendation-card {
    border: 1px solid var(--border-color);
    border-radius: 8px;
    padding: 1.5rem;
    margin-bottom: 1rem;
    background: var(--white);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease;
}

.recommendation-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
}

.score-display {
    text-align: center;
    margin: 2rem 0;
}

.score-circle {
    width: 200px;
    height: 200px;
    border-radius: 50%;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    border: 10px solid;
    position: relative;
}

.score-value {
    font-size: 3rem;
    font-weight: 700;
}

.score-label {
    font-size: 0.9rem;
    margin-top: 0.5rem;
}

.score-status {
    font-size: 1.5rem;
    font-weight: 600;
    margin-top: 1rem;
}

.score-analysis {
    margin: 2rem 0;
    padding: 1.5rem;
    background: var(--bg-light);
    border-radius: 8px;
}

.loan-recommendations {
    margin: 2rem 0;
}

.recommendations-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 1rem;
    margin-top: 1rem;
}

.recommendation-card {
    background: var(--bg-light);
    padding: 1rem;
    border-radius: 8px;
    text-align: center;
    border: 1px solid var(--border-color);
}

/* Partner Registration */
.partner-registration {
    padding: 5rem 0;
    background: var(--bg-light);
}

.registration-wrapper {
    max-width: 900px;
    margin: 0 auto;
}

.partner-form {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow);
}

.form-section {
    margin-bottom: 2.5rem;
    padding-bottom: 2rem;
    border-bottom: 1px solid var(--border-color);
}

.form-section:last-child {
    border-bottom: none;
}

.form-section h3 {
    color: var(--text-dark);
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.form-section h3 i {
    color: var(--primary-color);
}

.btn-submit-partner {
    width: 100%;
    padding: 1.2rem;
    background: var(--primary-color);
    color: var(--white);
    border: none;
    border-radius: 8px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

/* Commission Table */
.commission-structure {
    padding: 5rem 0;
    background: var(--white);
}

.commission-table {
    overflow-x: auto;
    margin-top: 2rem;
}

.commission-table table {
    width: 100%;
    border-collapse: collapse;
    background: var(--white);
    box-shadow: var(--shadow);
    border-radius: 8px;
    overflow: hidden;
}

.commission-table th,
.commission-table td {
    padding: 1rem;
    text-align: left;
    border-bottom: 1px solid var(--border-color);
}

.commission-table th {
    background: var(--primary-color);
    color: var(--white);
    font-weight: 600;
}

.commission-table tr:hover {
    background: var(--bg-light);
}

/* Loan Overview */
.loan-overview {
    padding: 3rem 0;
    background: var(--bg-light);
}

.overview-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
}

.overview-card {
    background: var(--white);
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: all 0.3s;
}

.overview-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.overview-card i {
    font-size: 2.5rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
}

.overview-card h3 {
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.overview-card p {
    color: var(--accent-1);
    font-weight: 600;
}

/* Loan Application Form */
.loan-application {
    padding: 5rem 0;
    background: var(--white);
}

.application-wrapper {
    max-width: 900px;
    margin: 0 auto;
}

.loan-application-form {
    background: var(--bg-light);
    padding: 2.5rem;
    border-radius: 12px;
}

.employment-fields {
    margin-top: 1.5rem;
    padding: 1.5rem;
    background: var(--white);
    border-radius: 8px;
    border: 1px solid var(--border-color);
}

.btn-submit-loan {
    width: 100%;
    padding: 1.2rem;
    background: var(--primary-color);
    color: var(--white);
    border: none;
    border-radius: 8px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

/* Eligibility Section */
.eligibility-section {
    padding: 5rem 0;
    background: var(--bg-light);
}

.eligibility-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.eligibility-card {
    background: var(--white);
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid var(--border-color);
}

.eligibility-card h3 {
    color: var(--primary-color);
    margin-bottom: 1rem;
}

/* Documents Section */
.documents-section {
    padding: 5rem 0;
    background: var(--white);
}

.documents-tabs {
    display: flex;
    gap: 1rem;
    justify-content: center;
    margin-bottom: 2rem;
}

.doc-tab {
    padding: 1rem 2rem;
    background: var(--bg-light);
    border: 2px solid var(--border-color);
    border-radius: 8px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.3s;
}

.doc-tab.active {
    background: var(--primary-color);
    color: var(--white);
    border-color: var(--primary-color);
}

.documents-list {
    background: var(--bg-light);
    padding: 2rem;
    border-radius: 12px;
}

.documents-list ul {
    list-style: none;
    margin-top: 1rem;
}

.documents-list li {
    padding: 0.8rem 0;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.documents-list li i {
    color: var(--accent-1);
}

/* Testimonial Loan */
.testimonial-loan {
    display: block;
    margin-top: 0.5rem;
    font-size: 0.9rem;
    color: var(--text-light);
    font-style: italic;
}

/* Footer Disclaimer */
.footer-disclaimer {
    font-size: 0.85rem;
    color: #999;
    margin-top: 0.5rem;
}

/* Partner Button */
.btn-partner {
    padding: 0.7rem 1.5rem;
    background: var(--accent-1);
    color: var(--white);
    text-decoration: none;
    border-radius: 8px;
    font-weight: 600;
    margin-right: 1rem;
    transition: all 0.3s;
}

.btn-partner:hover {
    background: #45a049;
}

/* Legal Pages */
.legal-page {
    padding: 5rem 0;
    min-height: 70vh;
}

.legal-page h1 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: var(--text-dark);
}

.last-updated {
    color: var(--text-light);
    margin-bottom: 2rem;
    font-style: italic;
}

.legal-content {
    max-width: 900px;
    margin: 0 auto;
    line-height: 1.8;
}

.legal-content h2 {
    color: var(--primary-color);
    margin: 2rem 0 1rem;
    font-size: 1.5rem;
}

.legal-content ul {
    margin: 1rem 0 1rem 2rem;
}

.legal-content li {
    margin: 0.5rem 0;
    color: var(--text-dark);
}

/* Search Property */
.search-property {
    padding: 4rem 0;
    background: var(--white);
}

.search-property-card {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 2rem;
    padding: 2.5rem;
    border: 1px solid var(--border-color);
    border-radius: 12px;
    box-shadow: var(--shadow);
    align-items: center;
}

.search-property-text h2 {
    margin: 0.5rem 0 0.75rem;
    color: var(--text-dark);
}

.search-property-text p {
    color: var(--text-light);
}

.search-property-form .form-row {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 1rem;
    margin-bottom: 1rem;
}

.search-property-form .form-group {
    display: flex;
    flex-direction: column;
    gap: 0.4rem;
}

.search-property-form label {
    font-weight: 600;
    color: var(--text-dark);
    display: flex;
    align-items: center;
    gap: 0.4rem;
}

.search-property-form input,
.search-property-form select {
    padding: 0.9rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-size: 1rem;
    transition: all 0.3s ease;
}

.search-property-form input:focus,
.search-property-form select:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(26, 35, 126, 0.1);
}

/* Lead Form */
.lead-form {
    padding: 4rem 0;
    background: var(--bg-light);
}

.lead-form-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow);
}

.lead-form-text p {
    color: var(--text-light);
    margin-bottom: 1.5rem;
}

.lead-form-fields .form-row {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 1rem;
    margin-bottom: 1rem;
}

.lead-form-fields .form-group label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-weight: 600;
    color: var(--text-dark);
}

.lead-form-fields .form-group input {
    width: 100%;
    padding: 0.95rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    transition: all 0.3s ease;
}

.lead-form-fields .form-group input:focus {
    border-color: var(--primary-color);
    outline: none;
    box-shadow: 0 0 0 3px rgba(26, 35, 126, 0.1);
}

/* Banner Highlights */
.banner-highlights {
    padding: 4rem 0;
    background: var(--white);
}

.banner-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 1.5rem;
}

.banner-card {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow);
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: stretch;
}

.banner-image {
    background-size: cover;
    background-position: center;
    min-height: 180px;
}

.home-loan-banner { background-image: linear-gradient(135deg, rgba(26,35,126,0.6), rgba(12,22,68,0.6)), url('https://images.unsplash.com/photo-1505693416388-ac5ce068fe85?auto=format&fit=crop&w=600&q=60'); }
.property-banner { background-image: linear-gradient(135deg, rgba(26,35,126,0.6), rgba(12,22,68,0.6)), url('https://images.unsplash.com/photo-1497366754035-f200968a6e72?auto=format&fit=crop&w=600&q=60'); }
.business-banner { background-image: linear-gradient(135deg, rgba(26,35,126,0.6), rgba(12,22,68,0.6)), url('https://images.unsplash.com/photo-1483478550801-ceba5fe50e8e?auto=format&fit=crop&w=600&q=60'); }

.banner-text {
    padding: 1.5rem;
}

.banner-text h3 {
    color: var(--text-dark);
    margin: 0.4rem 0;
}

.banner-text p {
    color: var(--text-light);
    font-size: 0.95rem;
}

/* ============================================
   FEATURES & GROWTH SECTION
   ============================================ */

.features-growth {
    padding: 5rem 0;
    background: var(--bg-light);
}

.features-growth-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
    max-width: 1000px;
    margin: 0 auto;
}

.feature-growth-card {
    background: var(--white);
    border-radius: 12px;
    padding: 2rem 1.5rem;
    display: flex;
    align-items: center;
    gap: 1.5rem;
    box-shadow: 0 4px 15px rgba(15, 23, 42, 0.08);
    transition: all 0.3s ease;
    min-height: 100px;
    border: 1px solid rgba(15, 23, 42, 0.05);
}

.feature-growth-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 25px rgba(15, 23, 42, 0.12);
    border-color: rgba(244, 193, 74, 0.2);
}

.feature-growth-icon {
    width: 60px;
    height: 60px;
    min-width: 60px;
    border-radius: 12px;
    background: rgba(244, 193, 74, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent-1);
    font-size: 1.8rem;
    flex-shrink: 0;
}

.feature-growth-content {
    flex: 1;
    display: flex;
    align-items: center;
}

.feature-growth-content h3 {
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--text-dark);
    margin: 0;
    line-height: 1.4;
}

/* Mobile viewport height support */
:root {
    --vh: 1vh;
}

/* Fix for mobile viewport height issues */
@media (max-width: 768px) {
    .hero {
        height: calc(100 * var(--vh));
        min-height: 100vh;
    }
}

/* Mobile Responsive for Features & Growth */
@media (max-width: 768px) {
    .features-growth {
        padding: 4rem 0;
    }
    
    .features-growth-grid {
        grid-template-columns: 1fr;
        gap: 1.25rem;
    }
    
    .feature-growth-card {
        padding: 1.75rem 1.25rem;
        min-height: 90px;
    }
    
    .feature-growth-icon {
        width: 55px;
        height: 55px;
        min-width: 55px;
        font-size: 1.6rem;
    }
    
    .feature-growth-content h3 {
        font-size: 1.05rem;
    }
}

@media (max-width: 480px) {
    .features-growth {
        padding: 3rem 0;
    }
    
    .features-growth-grid {
        gap: 1rem;
    }
    
    .feature-growth-card {
        padding: 1.5rem 1rem;
        gap: 1rem;
        min-height: 85px;
    }
    
    .feature-growth-icon {
        width: 50px;
        height: 50px;
        min-width: 50px;
        font-size: 1.4rem;
    }
    
    .feature-growth-content h3 {
        font-size: 1rem;
    }
}

/* Tablet */
@media (min-width: 769px) and (max-width: 1024px) {
    .features-growth-grid {
        gap: 1.25rem;
    }
    
    .feature-growth-card {
        padding: 1.75rem 1.5rem;
    }
}

/* Trust & Credentials */
.trust-credentials {
    padding: 5rem 0;
    background: var(--bg-light);
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1.5rem;
}

.trust-card {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 2rem;
    text-align: center;
    box-shadow: var(--shadow);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.trust-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.trust-icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 1rem;
    border-radius: 50%;
    background: rgba(26, 35, 126, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-color);
    font-size: 1.8rem;
}

.trust-card h3 {
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.trust-card p {
    color: var(--text-light);
}

/* Refer & Earn */
.refer-earn {
    padding: 4rem 0;
    background: var(--white);
}

.refer-card {
    display: grid;
    grid-template-columns: 1.5fr 0.5fr;
    gap: 2rem;
    align-items: center;
    padding: 2.5rem;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    box-shadow: var(--shadow);
}

.refer-text h2 {
    margin-bottom: 0.5rem;
    color: var(--text-dark);
}

.refer-text p {
    color: var(--text-light);
    margin-bottom: 1rem;
}

.refer-text ul {
    list-style: none;
    padding: 0;
    margin-bottom: 1.5rem;
}

.refer-text ul li {
    margin: 0.4rem 0;
    color: var(--text-dark);
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.refer-illustration {
    text-align: center;
    font-size: 3rem;
    color: var(--primary-color);
}

/* Insurance Highlight */
.insurance-highlight {
    padding: 3.5rem 0;
    background: var(--white);
}

.insurance-highlight-card {
    padding: 2rem;
    border: 1px solid var(--border-color);
    border-radius: 12px;
    box-shadow: var(--shadow);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    flex-wrap: wrap;
}

.insurance-highlight-card h3 {
    margin-bottom: 0.5rem;
    color: var(--text-dark);
}

.insurance-highlight-card p {
    color: var(--text-light);
}

/* Co-founder */
.cofounder {
    padding: 3rem 0;
    background: var(--bg-light);
}

.cofounder-card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 1.8rem;
    border-radius: 12px;
    background: var(--white);
    border: 1px solid var(--border-color);
    box-shadow: var(--shadow);
    flex-wrap: wrap;
}

.cofounder-info h3 {
    color: var(--text-dark);
    margin-bottom: 0.4rem;
}

.cofounder-info p {
    color: var(--text-light);
}

.cofounder-icon {
    font-size: 2.5rem;
    color: var(--primary-color);
}

/* WhatsApp Floating */
.whatsapp-float {
    position: fixed;
    right: 20px;
    bottom: 20px;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: #25d366;
    color: var(--white);
    padding: 0.9rem 1.2rem;
    border-radius: 50px;
    text-decoration: none;
    box-shadow: 0 8px 20px rgba(37, 211, 102, 0.4);
    z-index: 2000;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.whatsapp-float:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 24px rgba(37, 211, 102, 0.5);
}

/* Insurance Hero Section */
.insurance-hero {
    background: radial-gradient(circle at top left, #1f2937 0%, #020617 55%, #000000 100%);
    color: var(--white);
    padding: 5rem 0;
    position: relative;
    overflow: hidden;
}

.insurance-hero-content {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 3rem;
    align-items: center;
}

.insurance-hero-text h1 {
    font-size: 3.5rem;
    margin-bottom: 1.5rem;
    font-weight: 700;
    line-height: 1.2;
    color: #e5e7eb;
}

.insurance-hero-subtitle {
    font-size: 1.2rem;
    margin-bottom: 2.5rem;
    opacity: 0.9;
    line-height: 1.8;
    color: #d1d5db;
}

.insurance-hero-image {
    display: flex;
    justify-content: center;
    align-items: center;
}

.insurance-hero-img-wrapper {
    width: 100%;
    max-width: 400px;
    aspect-ratio: 1;
    border-radius: 24px;
    background: radial-gradient(circle at 30% 0%, rgba(244, 193, 74, 0.15) 0%, rgba(15, 23, 42, 0.8) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid rgba(148, 163, 184, 0.3);
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.8);
}

.insurance-hero-img-wrapper i {
    font-size: 8rem;
    color: var(--accent-1);
    opacity: 0.7;
}

/* Insurance Types Section */
.insurance-types {
    padding: 5rem 0;
    background: var(--white);
}

.insurance-types-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.insurance-type-card {
    background: var(--white);
    padding: 0 0 2rem;
    border-radius: 16px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
    overflow: hidden;
    box-shadow: 0 16px 40px rgba(15, 23, 42, 0.35);
    position: relative;
}

.insurance-type-card:hover {
    transform: translateY(-8px);
    border-color: rgba(244, 193, 74, 0.6);
    box-shadow: 0 24px 60px rgba(15, 23, 42, 0.55);
}

.insurance-type-icon {
    width: 90px;
    height: 90px;
    margin: 2rem auto 1.5rem;
    border-radius: 50%;
    background: radial-gradient(circle at 30% 0%, #facc15 0%, #f59e0b 40%, #b45309 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #020617;
    font-size: 2.5rem;
    box-shadow: 0 12px 30px rgba(244, 193, 74, 0.4);
}

.insurance-type-card h3 {
    font-size: 1.6rem;
    margin-bottom: 1rem;
    color: var(--text-dark);
    font-weight: 700;
}

.insurance-type-card > p {
    color: var(--text-light);
    margin-bottom: 1.5rem;
    padding: 0 1.5rem;
    line-height: 1.7;
}

.insurance-type-features {
    list-style: none;
    text-align: left;
    margin: 1.5rem 0;
    padding: 0 2rem;
}

.insurance-type-features li {
    padding: 0.5rem 0;
    color: var(--text-light);
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.95rem;
}

.insurance-type-features li i {
    color: var(--accent-1);
    font-size: 0.9rem;
}

/* Why Choose Insurance */
.why-choose-insurance {
    padding: 5rem 0;
    background: var(--bg-light);
}

.insurance-benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.insurance-benefit-card {
    background: var(--white);
    padding: 2.5rem 2rem;
    border-radius: 16px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
    box-shadow: 0 12px 35px rgba(15, 23, 42, 0.3);
}

.insurance-benefit-card:hover {
    transform: translateY(-5px);
    border-color: rgba(244, 193, 74, 0.5);
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.5);
}

.insurance-benefit-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    border-radius: 50%;
    background: rgba(244, 193, 74, 0.12);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent-1);
    font-size: 2rem;
}

.insurance-benefit-card h3 {
    color: var(--text-dark);
    margin-bottom: 1rem;
    font-size: 1.3rem;
    font-weight: 600;
}

.insurance-benefit-card p {
    color: var(--text-light);
    line-height: 1.7;
}

/* Insurance Form Section */
.insurance-form-section {
    padding: 5rem 0;
    background: var(--white);
}

.insurance-form-wrapper {
    max-width: 800px;
    margin: 0 auto;
    background: var(--bg-light);
    padding: 3rem;
    border-radius: 20px;
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.4);
}

.insurance-form-header {
    text-align: center;
    margin-bottom: 2.5rem;
}

.insurance-form-header h2 {
    font-size: 2.2rem;
    margin-bottom: 0.75rem;
    color: var(--text-dark);
}

.insurance-form-header p {
    color: var(--text-light);
    font-size: 1.05rem;
}

.insurance-lead-form .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.insurance-lead-form .form-group {
    margin-bottom: 1.5rem;
}

.insurance-lead-form .form-group label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: var(--text-dark);
}

.insurance-lead-form .form-group label i {
    color: var(--accent-1);
}

.insurance-lead-form input,
.insurance-lead-form select {
    width: 100%;
    padding: 1rem;
    border: 2px solid var(--border-color);
    border-radius: 10px;
    font-size: 1rem;
    transition: all 0.3s ease;
    background: var(--white);
}

.insurance-lead-form input:focus,
.insurance-lead-form select:focus {
    outline: none;
    border-color: var(--accent-1);
    box-shadow: 0 0 0 4px rgba(244, 193, 74, 0.15);
}

/* Insurance CTA Banner */
.insurance-cta-banner {
    padding: 4rem 0;
    background: radial-gradient(circle at top left, #1f2937 0%, #020617 55%, #000000 100%);
    color: var(--white);
}

.insurance-cta-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 2rem;
    flex-wrap: wrap;
}

.insurance-cta-text h2 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: #e5e7eb;
}

.insurance-cta-text p {
    font-size: 1.1rem;
    opacity: 0.9;
    color: #d1d5db;
}

.insurance-cta-button {
    flex-shrink: 0;
}

/* Responsive */
@media (max-width: 768px) {
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .cibil-wrapper,
    .partner-cta-content,
    .cibil-cta-content {
        grid-template-columns: 1fr;
    }
    
    .hero-offers {
        flex-direction: column;
        align-items: center;
    }
    
    .search-property-card,
    .banner-card {
        grid-template-columns: 1fr;
    }

    .lead-form-fields .form-row,
    .search-property-form .form-row {
        grid-template-columns: 1fr;
    }

    .refer-card {
        grid-template-columns: 1fr;
    }

    .insurance-hero-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .insurance-hero-text h1 {
        font-size: 2.5rem;
    }

    .insurance-types-grid {
        grid-template-columns: 1fr;
    }

    .insurance-benefits-grid {
        grid-template-columns: 1fr;
    }

    .insurance-cta-content {
        flex-direction: column;
        text-align: center;
    }

    .insurance-lead-form .form-row {
        grid-template-columns: 1fr;
    }

    .lenders-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* Logo text color - Assure Loan Mantra */
.header .logo h1 {
    color: #d4af37; /* premium gold */
}

/* Home menu text color */
.nav-menu ul li a.active {
    color: #ffffff;
}

/* Optional: keep other menu items slightly lighter */
.nav-menu ul li a {
    color: rgba(255, 255, 255, 0.85);
}

/* Hover effect stays premium */
.nav-menu ul li a:hover {
    color: #d4af37;
}

/* ============================================
   COMPREHENSIVE MOBILE RESPONSIVE STYLES
   ============================================ */

/* Base Mobile Styles (up to 480px) */
@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }
    
    .section-title {
        font-size: 1.75rem;
        margin-bottom: 1.5rem;
    }
    
    .hero {
        padding: 3rem 0 2.5rem;
    }
    
    .hero-content h1 {
        font-size: 1.85rem;
        line-height: 1.25;
    }
    
    .hero-subtitle {
        font-size: 0.95rem !important;
        line-height: 1.5;
    }
    
    .hero-content p {
        font-size: 1rem;
    }
    
    .hero-badge span {
        font-size: 0.8rem;
        padding: 0.4rem 0.9rem;
    }
    
    .offer-badge {
        font-size: 0.8rem !important;
        padding: 0.6rem 0.75rem !important;
    }
    
    .btn-primary, .btn-secondary {
        padding: 0.85rem 1.25rem;
        font-size: 0.9rem;
        width: 100%;
    }
    
    .hero-buttons {
        flex-direction: column;
        width: 100%;
        gap: 0.6rem;
    }
    
    .hero-buttons a {
        width: 100%;
    }
}

/* Extra-small (≤400px): compact header */
@media (max-width: 400px) {
    .header {
        padding: 0.6rem 0 0.8rem;
    }
    
    .header-content {
        gap: 0.3rem;
    }
    
    .logo {
        flex: 1;
    }
    
    .logo h1 {
        font-size: 0.9rem;
        line-height: 1.1;
    }
    
    .logo-img {
        height: 28px;
        max-width: 100px;
    }
    
    .mobile-menu-toggle {
        padding: 0.5rem 0.7rem;
        font-size: 1rem;
    }
    
    .header-actions .btn-signin {
        padding: 0.4rem 0.6rem;
        font-size: 0.75rem;
    }
    
    /* Mobile menu adjustments for extra small screens */
    .nav-menu-content {
        width: 95%;
        max-width: 300px;
    }
    
    .nav-menu-content .menu-header {
        padding: 0.6rem 0.8rem;
        min-height: 50px;
    }
    
    .nav-menu-content .menu-header .logo h1 {
        font-size: 0.8rem;
    }
    
    .nav-menu-content .menu-header .logo-img {
        height: 20px;
        max-width: 70px;
    }
    
        
    .nav-menu-content .close-menu {
        width: 28px;
        height: 28px;
        font-size: 0.9rem;
    }
}

/* Medium Mobile (576px - 768px) */
@media (max-width: 768px) and (min-width: 576px) {
    .nav-menu-content {
        width: 80%;
        max-width: 320px;
    }
    
    .nav-menu-content .menu-header {
        padding: 0.7rem 1rem;
    }
    
    .nav-menu-content .menu-header .logo h1 {
        font-size: 0.95rem;
    }
    
    .nav-menu-content .menu-header .logo-img {
        height: 24px;
        max-width: 85px;
    }
    
        
    .nav-menu-content .close-menu {
        width: 30px;
        height: 30px;
        font-size: 0.95rem;
    }
    
    .nav-menu-content a {
        padding: 1rem 1.3rem !important;
        font-size: 1rem !important;
    }
}

/* Small Mobile (481px - 640px) */
@media (max-width: 640px) {
    .hero {
        padding: 4rem 0 3rem;
    }
    
    .hero-layout {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .hero-right {
        display: none;
    }
    
    .hero-content h1 {
        font-size: 2rem;
        text-align: center;
    }
    
    .hero-content p {
        text-align: center;
        font-size: 1.1rem;
    }
    
    .hero-badge {
        justify-content: center;
    }
    
    .hero-buttons {
        justify-content: center;
    }
    
    .page-header h1 {
        font-size: 2rem;
    }
    
    .page-header p {
        font-size: 1rem;
    }
}

/* Tablet and Mobile (up to 768px) */
@media (max-width: 768px) {
    /* Hero Section */
    .hero {
        padding: 4rem 0 3rem;
    }
    
    .hero-layout {
        grid-template-columns: 1fr;
        gap: 2rem;
        text-align: center;
    }
    
    .hero-left {
        max-width: 100%;
    }
    
    .hero-content h1 {
        font-size: 2.2rem;
        margin-bottom: 1rem;
    }
    
    .hero-content p {
        font-size: 1.1rem;
        margin-bottom: 1.5rem;
    }
    
    .hero-offers {
        flex-direction: column;
        gap: 1rem;
        margin: 1.5rem 0;
    }
    
    .offer-badge {
        width: 100%;
        justify-content: center;
        padding: 0.7rem 1rem;
        font-size: 0.85rem;
    }
    
    .hero-buttons {
        flex-direction: column;
        gap: 0.75rem;
        width: 100%;
    }
    
    .hero-buttons a {
        width: 100%;
    }
    
    /* Search Property Section */
    .search-property {
        padding: 3rem 0;
    }
    
    .search-property-card {
        grid-template-columns: 1fr;
        padding: 1.5rem;
        gap: 1.5rem;
    }
    
    .search-property-text {
        text-align: center;
    }
    
    .search-property-form .form-row {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    .search-property-form button {
        width: 100%;
    }
    
    /* Quick Loan Icons */
    .quick-loan-icons {
        padding: 2.5rem 0;
    }
    
    .quick-icons-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Quick Apply Form */
    .quick-apply {
        padding: 3rem 0;
    }
    
    .apply-form {
        padding: 1.5rem;
    }
    
    .form-row {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    .btn-submit {
        width: 100%;
        padding: 1rem;
    }
    
    /* Lead Form */
    .lead-form {
        padding: 3rem 0;
    }
    
    .lead-form-card {
        padding: 1.5rem;
    }
    
    .lead-form-text {
        text-align: center;
        margin-bottom: 1.5rem;
    }
    
    .lead-form-fields .form-row {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    /* Banner Highlights */
    .banner-highlights {
        padding: 3rem 0;
    }
    
    .banner-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .banner-card {
        grid-template-columns: 1fr;
    }
    
    .banner-image {
        min-height: 200px;
    }
    
    /* CIBIL CTA */
    .cibil-cta {
        padding: 3rem 0;
    }
    
    .cibil-cta-content {
        grid-template-columns: 1fr;
        gap: 2rem;
        text-align: center;
    }
    
    .cibil-text h2 {
        font-size: 1.8rem;
    }
    
    .cibil-image {
        display: none;
    }
    
    .btn-cibil {
        width: 100%;
        text-align: center;
    }
    
    /* Loan Categories */
    .loan-categories {
        padding: 3rem 0;
    }
    
    .loan-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .loan-card {
        padding: 0 0 1.5rem;
    }
    
    /* Insurance Highlight */
    .insurance-highlight {
        padding: 2.5rem 0;
    }
    
    .insurance-highlight-card {
        flex-direction: column;
        text-align: center;
        padding: 1.5rem;
    }
    
    /* Trust Credentials */
    .trust-credentials {
        padding: 3rem 0;
    }
    
    .trust-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* How It Works */
    .how-it-works {
        padding: 3rem 0;
    }
    
    .steps-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Refer & Earn */
    .refer-earn {
        padding: 3rem 0;
    }
    
    .refer-card {
        grid-template-columns: 1fr;
        padding: 1.5rem;
        text-align: center;
    }
    
    .refer-illustration {
        order: -1;
        margin-bottom: 1rem;
    }
    
    /* Partner Lenders */
    .partner-lenders {
        padding: 3rem 0;
    }
    
    .lenders-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem;
    }
    
    .lender-logo {
        padding: 1.5rem 1rem;
        font-size: 0.9rem;
    }
    
    /* Become Partner CTA */
    .become-partner-cta {
        padding: 3rem 0;
    }
    
    .partner-cta-content {
        grid-template-columns: 1fr;
        gap: 2rem;
        text-align: center;
    }
    
    .partner-image {
        display: none;
    }
    
    .btn-partner-cta {
        width: 100%;
    }
    
    /* Why Choose Us */
    .why-choose {
        padding: 3rem 0;
    }
    
    .features-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Stats */
    .stats {
        padding: 3rem 0;
    }
    
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }
    
    .stat-number {
        font-size: 2.2rem;
    }
    
    /* Testimonials */
    .testimonials {
        padding: 3rem 0;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .testimonial-card {
        padding: 1.5rem;
    }
    
    /* FAQs */
    .faqs {
        padding: 3rem 0;
    }
    
    .faq-question h3 {
        font-size: 1rem;
        padding-right: 2rem;
    }
    
    /* Co-founder */
    .cofounder {
        padding: 2rem 0;
    }
    
    .cofounder-card {
        flex-direction: column;
        text-align: center;
        padding: 1.5rem;
    }
    
    /* Footer */
    .footer {
        padding: 2.5rem 0 1rem;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: 2rem;
        text-align: center;
    }
    
    .social-links {
        justify-content: center;
    }
    
    /* Contact Section */
    .contact {
        padding: 3rem 0;
    }
    
    .contact-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .contact-item {
        flex-direction: column;
        text-align: center;
        gap: 0.5rem;
    }
    
    /* About Section */
    .about {
        padding: 3rem 0;
    }
    
    .about-content {
        grid-template-columns: 1fr;
        gap: 2rem;
        text-align: center;
    }
    
    .about-features {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    /* EMI Calculator */
    .emi-calculator {
        padding: 3rem 0;
    }
    
    .calculator-wrapper {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .calculator-form,
    .calculator-result {
        padding: 1.5rem;
    }
    
    .result-card {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    /* CIBIL Check */
    .cibil-check-section {
        padding: 3rem 0;
    }
    
    .cibil-wrapper {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .cibil-form-card,
    .cibil-info-card {
        padding: 1.5rem;
    }
    
    /* Partner Registration */
    .partner-registration {
        padding: 3rem 0;
    }
    
    .partner-form {
        padding: 1.5rem;
    }
    
    /* Insurance Hero */
    .insurance-hero {
        padding: 3rem 0;
    }
    
    .insurance-hero-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .insurance-hero-text h1 {
        font-size: 2rem;
    }
    
    .insurance-hero-subtitle {
        font-size: 1rem;
    }
    
    /* Insurance Types */
    .insurance-types {
        padding: 3rem 0;
    }
    
    .insurance-types-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Insurance Benefits */
    .why-choose-insurance {
        padding: 3rem 0;
    }
    
    .insurance-benefits-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Insurance Form */
    .insurance-form-section {
        padding: 3rem 0;
    }
    
    .insurance-form-wrapper {
        padding: 1.5rem;
    }
    
    .insurance-form-header h2 {
        font-size: 1.8rem;
    }
    
    .insurance-lead-form .form-row {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    /* Insurance CTA */
    .insurance-cta-banner {
        padding: 3rem 0;
    }
    
    .insurance-cta-content {
        flex-direction: column;
        text-align: center;
    }
    
    .insurance-cta-text h2 {
        font-size: 1.8rem;
    }
    
    .insurance-cta-button {
        width: 100%;
    }
    
    /* WhatsApp Float */
    .whatsapp-float {
        right: 15px;
        bottom: 15px;
        padding: 0.75rem 1rem;
        font-size: 0.85rem;
    }
    
    .whatsapp-float span {
        display: none;
    }
    
    .whatsapp-float i {
        font-size: 1.5rem;
    }
    
    /* Page Header */
    .page-header {
        padding: 3rem 0;
    }
    
    .page-header h1 {
        font-size: 2rem;
    }
    
    /* Quick Links */
    .quick-links {
        padding: 3rem 0;
    }
    
    .quick-links-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Loan Benefits */
    .loan-benefits {
        padding: 3rem 0;
    }
    
    .benefits-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Commission Table */
    .commission-structure {
        padding: 3rem 0;
    }
    
    .commission-table {
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
    }
    
    .commission-table table {
        min-width: 600px;
    }
    
    /* Loan Overview */
    .loan-overview {
        padding: 2rem 0;
    }
    
    .overview-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Loan Application */
    .loan-application {
        padding: 3rem 0;
    }
    
    .loan-application-form {
        padding: 1.5rem;
    }
    
    /* Eligibility Section */
    .eligibility-section {
        padding: 3rem 0;
    }
    
    .eligibility-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* Documents Section */
    .documents-section {
        padding: 3rem 0;
    }
    
    .documents-tabs {
        flex-wrap: wrap;
        gap: 0.5rem;
    }
    
    .doc-tab {
        padding: 0.75rem 1rem;
        font-size: 0.9rem;
    }
    
    /* Legal Pages */
    .legal-page {
        padding: 3rem 0;
    }
    
    .legal-page h1 {
        font-size: 2rem;
    }
    
    .legal-content h2 {
        font-size: 1.3rem;
    }
}

/* Medium Mobile (641px - 768px) */
@media (min-width: 641px) and (max-width: 768px) {
    .hero-content h1 {
        font-size: 2.5rem;
    }
    
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .lenders-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* Tablet Portrait (769px - 1024px) */
@media (min-width: 769px) and (max-width: 1024px) {
    .hero-layout {
        gap: 2rem;
    }
    
    .hero-content h1 {
        font-size: 2.8rem;
    }
    
    .loan-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .search-property-card {
        grid-template-columns: 1fr;
    }
    
    .banner-card {
        grid-template-columns: 1fr;
    }
}

/* Touch Target Improvements for Mobile */
@media (max-width: 768px) {
    .nav-menu a {
        min-height: 48px;
        display: flex;
        align-items: center;
        padding: 1rem 1.5rem;
        touch-action: manipulation;
    }
    
    .btn-submit,
    .btn-cibil,
    .btn-partner-cta,
    .mobile-menu-toggle {
        min-height: 44px;
        min-width: 44px;
        touch-action: manipulation;
    }
    
    .loan-card,
    .insurance-card,
    .bill-card {
        min-height: 44px;
        touch-action: manipulation;
    }
    
    /* Improve touch targets for interactive elements */
    input, textarea, select, button {
        min-height: 44px;
        touch-action: manipulation;
    }
    
    /* Prevent zoom on input focus */
    input[type="text"], 
    input[type="email"], 
    input[type="tel"], 
    input[type="number"],
    textarea {
        font-size: 16px;
    }
    
    /* Improve form inputs - 16px prevents zoom on iOS */
    .form-group input,
    .form-group select,
    .form-group textarea {
        min-height: 48px;
        font-size: 16px;
    }
    
    .section-title {
        margin-bottom: 2rem;
    }
    
    .loan-card,
    .feature-card,
    .testimonial-card {
        margin-bottom: 1rem;
    }
}

/* Landscape Mobile (up to 896px height) */
@media (max-width: 896px) and (orientation: landscape) {
    .hero {
        padding: 3rem 0 2rem;
    }
    
    .hero-content h1 {
        font-size: 2rem;
    }
    
    .page-header {
        padding: 2rem 0;
    }
}

/* Print Styles */
@media print {
    .header,
    .footer,
    .whatsapp-float,
    .mobile-menu-toggle {
        display: none;
    }
    
    body {
        font-size: 12pt;
        line-height: 1.5;
    }
    
    .section-title {
        page-break-after: avoid;
    }
}

/* ============================================
   TRUST INDICATORS SECTION
   ============================================ */

.trust-indicators {
    padding: 5rem 0;
    background: linear-gradient(180deg, var(--white) 0%, var(--bg-light) 100%);
    position: relative;
    overflow: hidden;
}

.trust-indicators::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent 0%, rgba(244, 193, 74, 0.3) 50%, transparent 100%);
}

.trust-indicators-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
    max-width: 1200px;
    margin: 0 auto;
    align-items: stretch;
    justify-items: center;
}

.trust-indicator-card {
    background: var(--white);
    border-radius: 24px;
    padding: 4rem 3rem;
    text-align: center;
    box-shadow: 0 8px 30px rgba(15, 23, 42, 0.1);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    min-height: 280px;
    border: 2px solid rgba(15, 23, 42, 0.06);
    position: relative;
    overflow: hidden;
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
}

.trust-indicator-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--accent-1) 0%, rgba(244, 193, 74, 0.5) 100%);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.trust-indicator-card:hover::before {
    transform: scaleX(1);
}

.trust-indicator-card:hover {
    transform: translateY(-12px);
    box-shadow: 0 20px 60px rgba(15, 23, 42, 0.2);
    border-color: rgba(244, 193, 74, 0.4);
}

.trust-indicator-icon {
    width: 120px;
    height: 120px;
    border-radius: 50%;
    background: linear-gradient(135deg, rgba(244, 193, 74, 0.15) 0%, rgba(244, 193, 74, 0.05) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 2rem;
    color: var(--accent-1);
    font-size: 3.5rem;
    position: relative;
    transition: all 0.4s ease;
    box-shadow: 0 6px 20px rgba(244, 193, 74, 0.3);
}

.trust-indicator-card:hover .trust-indicator-icon {
    transform: scale(1.1) rotate(5deg);
    box-shadow: 0 8px 25px rgba(244, 193, 74, 0.3);
    background: linear-gradient(135deg, rgba(244, 193, 74, 0.25) 0%, rgba(244, 193, 74, 0.1) 100%);
}

.trust-indicator-icon::after {
    content: '';
    position: absolute;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    border: 2px solid rgba(244, 193, 74, 0.2);
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0%, 100% {
        transform: scale(1);
        opacity: 1;
    }
    50% {
        transform: scale(1.1);
        opacity: 0.7;
    }
}

.trust-indicator-content {
    width: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
}

.trust-indicator-number {
    font-size: 5rem;
    font-weight: 800;
    color: var(--primary-color);
    line-height: 1.1;
    margin-bottom: 1.25rem;
    letter-spacing: -0.03em;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    position: relative;
    display: inline-block;
}

.trust-indicator-number::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 3px;
    background: linear-gradient(90deg, transparent 0%, var(--accent-1) 50%, transparent 100%);
    opacity: 0.5;
}

.trust-indicator-text {
    font-size: 1.4rem;
    font-weight: 600;
    color: var(--text-dark);
    line-height: 1.5;
    max-width: 100%;
    margin: 0 auto;
}

/* Mobile Responsive for Trust Indicators */
@media (max-width: 1024px) {
    .trust-indicators-grid {
        gap: 2rem;
    }
    
    .trust-indicator-card {
        padding: 2.5rem 1.75rem;
    }
}

@media (max-width: 768px) {
    .trust-indicators {
        padding: 4rem 0;
    }
    
    .trust-indicators-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
        padding: 0 1rem;
    }
    
    .trust-indicator-card {
        padding: 3rem 2rem;
        min-height: 240px;
        max-width: 500px;
        margin: 0 auto;
    }
    
    .trust-indicator-icon {
        width: 100px;
        height: 100px;
        font-size: 3rem;
        margin-bottom: 1.75rem;
    }
    
    .trust-indicator-icon::after {
        display: none;
    }
    
    .trust-indicator-number {
        font-size: 4rem;
        margin-bottom: 1rem;
    }
    
    .trust-indicator-text {
        font-size: 1.2rem;
    }
}

@media (max-width: 640px) {
    .trust-indicators {
        padding: 3.5rem 0;
    }
    
    .trust-indicators-grid {
        gap: 1.75rem;
    }
    
    .trust-indicator-card {
        padding: 2.25rem 1.75rem;
        min-height: 190px;
    }
    
    .trust-indicator-icon {
        width: 65px;
        height: 65px;
        font-size: 1.9rem;
        margin-bottom: 1.25rem;
    }
    
    .trust-indicator-number {
        font-size: 2.75rem;
    }
    
    .trust-indicator-text {
        font-size: 1rem;
    }
}

@media (max-width: 480px) {
    .trust-indicators {
        padding: 3rem 0;
    }
    
    .trust-indicators-grid {
        gap: 1.5rem;
        padding: 0 0.75rem;
    }
    
    .trust-indicator-card {
        padding: 2.5rem 1.75rem;
        min-height: 220px;
        border-radius: 20px;
    }
    
    .trust-indicator-icon {
        width: 90px;
        height: 90px;
        font-size: 2.5rem;
        margin-bottom: 1.5rem;
    }
    
    .trust-indicator-number {
        font-size: 3.5rem;
        margin-bottom: 1rem;
    }
    
    .trust-indicator-number::after {
        width: 60px;
        height: 3px;
    }
    
    .trust-indicator-text {
        font-size: 1.1rem;
        line-height: 1.5;
    }
}

/* Tablet Landscape */
@media (min-width: 769px) and (max-width: 1024px) {
    .trust-indicators-grid {
        gap: 2rem;
    }
    
    .trust-indicator-card {
        padding: 2.75rem 1.75rem;
    }
}

/* Large Desktop */
@media (min-width: 1400px) {
    .trust-indicators-grid {
        max-width: 1400px;
        gap: 4rem;
    }
    
    .trust-indicator-card {
        padding: 5rem 3.5rem;
        min-height: 320px;
    }
    
    .trust-indicator-icon {
        width: 140px;
        height: 140px;
        font-size: 4rem;
        margin-bottom: 2.5rem;
    }
    
    .trust-indicator-number {
        font-size: 6rem;
        margin-bottom: 1.5rem;
    }
    
    .trust-indicator-text {
        font-size: 1.6rem;
    }
}

/* ========== Properties Page ========== */
.properties-section { padding: 2rem 0 4rem; }
.properties-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
    gap: 1.5rem;
}
.property-card {
    background: var(--white);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow);
    border: 1px solid var(--border-color);
    transition: transform 0.2s, box-shadow 0.2s;
}
.property-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-hover);
}
.property-card-img {
    aspect-ratio: 16/10;
    background: var(--bg-light);
    overflow: hidden;
}
.property-card-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.property-card-noimg {
    width: 100%;
    height: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    color: var(--text-light);
    font-size: 0.9rem;
}
.property-card-noimg i { font-size: 2rem; margin-bottom: 0.25rem; }
.property-card-body { padding: 1.25rem; }
.property-card-title { font-size: 1.15rem; margin-bottom: 0.35rem; color: var(--text-dark); }
.property-card-loc { font-size: 0.9rem; color: var(--text-light); margin-bottom: 0.35rem; }
.property-card-loc i { margin-right: 0.25rem; }
.property-card-price { font-size: 1.25rem; font-weight: 700; color: var(--primary-color); margin-bottom: 0.5rem; }
.property-card-meta { font-size: 0.85rem; color: var(--text-light); margin-bottom: 0.5rem; }
.property-card-desc { font-size: 0.9rem; color: var(--text-dark); line-height: 1.5; margin-bottom: 1rem; }
.property-card-btn { display: inline-flex; align-items: center; gap: 0.5rem; }
.properties-empty {
    grid-column: 1 / -1;
    text-align: center;
    padding: 3rem 2rem;
    color: var(--text-light);
}
.properties-empty i { font-size: 3rem; margin-bottom: 1rem; opacity: 0.5; }
.properties-empty h3 { color: var(--text-dark); margin-bottom: 0.5rem; }
.properties-admin-hint { margin-top: 1rem; }
.properties-admin-hint a { color: var(--primary-color); font-weight: 600; }

@media (max-width: 768px) {
    .properties-grid { grid-template-columns: 1fr; gap: 1.25rem; }
    .property-card-body { padding: 1rem; }
    .property-card-title { font-size: 1.1rem; }
    .property-card-btn { width: 100%; justify-content: center; }
}

/* ========== Property Admin ========== */
.property-admin-section { padding: 0 0 4rem; }
.property-admin-form { max-width: 700px; margin-bottom: 3rem; }
.property-admin-form .form-section { margin-bottom: 1.5rem; }
.property-admin-form .form-section h3 { margin-bottom: 1rem; font-size: 1.1rem; }
.property-admin-list h2 { margin-bottom: 1rem; font-size: 1.25rem; }
.property-admin-cards { display: flex; flex-direction: column; gap: 0.75rem; }
.property-admin-card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 0.5rem;
    padding: 1rem 1.25rem;
    background: var(--bg-light);
    border-radius: 8px;
    border: 1px solid var(--border-color);
}
.property-admin-card-main { flex: 1; min-width: 0; font-size: 0.95rem; }
.property-admin-del {
    padding: 0.5rem 1rem;
    background: #dc3545;
    color: #fff;
    border: none;
    border-radius: 6px;
    cursor: pointer;
    font-size: 0.9rem;
}
.property-admin-empty { color: var(--text-light); font-style: italic; }